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ARGOMENTO: Can my mortgage offer be withdrawn? And other ques
Can my mortgage offer be withdrawn? And other ques 2 Anni 1 Mese fa #10781
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Can my mortgage offer be withdrawn? And other questions
The mortgage market is in turmoil following Chancellor Kwasi Kwarteng's mini-budget last week and the slide in the value of the pound. เล่นสล็อต Because slotxo games do not have a minimum investment limit, allowing players to deposit money into investment credits on their own. The Bank of England said it would "not hesitate" to raise interest rates to protect the pound - and mortgage lenders fear this could make offering new deals too expensive. BBC News personal-finance correspondent Kevin Peachey answers your questions on what this means for your mortgage. Can my mortgage offer be withdrawn? - Paul Ferris, Northampton Brokers say that if you already have a mortgage deal agreed, then it should - and will - be honoured. It is first-time buyers and remortgagers planning to put in an application who are at the sharp end of the current situation. The mortgage products and rates they were expecting have now largely disappeared. When deals return, they will be more expensive. It isn't until the mortgage application is complete that you are likely to have secured a specific rate. An earlier agreement-in-principle, for example, will rarely include a specific rate and will not be binding anyway. Will more people have their home repossessed? - Norah Epie That is certainly a possibility, but it is a long, legal process before a lender repossesses somebody's home. Not least, they should have tried to organise a repayment plan if someone is falling behind with the monthly mortgage payments. Debt advisers say anyone struggling to pay their mortgage should talk to their lender and seek independent help. Charities such as Citizens Advice can assist. |
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